Group Accident Insurance

AMSC has partnered with Volunteer Firefighter Insurance Services to offer Group Accident Insurance (Accidental Death & Dismemberment Insurance). This coverage is available to participating members to provide coverage for elected officials, board members, employees, outside employees, volunteer fire personnel, volunteer ambulance personnel, full-time fire personnel and municipal volunteers. Group Accident Insurance coverage may be used as standalone coverage or in conjunction with an existing employee benefits plan to supplement coverage.

Medical evidence or proof of good health is not required for this coverage. Premiums are based on an annual data for each participating member and require a minimum level of administration from participating members.

Volunteer Fire/Ambulance

Many municipalities engage volunteers for firefighting and ambulance personnel. Insurance is available to protect these volunteers while in this capacity.

Benefits are payable with respect to accidents occurring while an insured person is engaged in the performance of duties as a Volunteer Firefighter or Volunteer Ambulance Crew, including travel to and from the fire station or scene of the fire and the Insured Person’s place of residence or regular employment.
The policy provides benefits for injury resulting in loss of, or permanent and total loss of use of, which occurs within one year after the date of the accident.

The AMSC Volunteer Fire and Ambulance Personnel insurance policy offers coverage from $50,000 to $300,000.

For more information or a no-obligation quotation, contact us

Click here to access Benefits Services Forms

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