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Course of Construction

Course of Construction (also called ‘Builders Risk’) is a specifically-designed form of property insurance, providing fire insurance, including extended coverage for risks such as windstorm and optional coverage for events such as floods and earthquakes, and for losses that might arise as a result of operations related to building construction. It can also prescribe exclusions that specifically relate to those operations. Most Builders Risk policies are issued based on ‘broad form’ coverage. During construction, this form provides ‘all-risk’ coverage for fire and vandalism, as well as ‘in transit’ coverage.

The AUMA General Insurance Program offers Course of Construction coverage for construction projects undertaken by your organization, as an option for projects that fall outside of the public tendering process. This coverage is not available through all municipal programs. We provide coverage under the General Insurance Program up to a limit of $1,000,000.

For more information or a no-obligation quotation, contact us.

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