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Insurance Services

We've got you covered.

Our Insurance Services team provides coverage for 900 AUMA members. Why so many? It’s because we serve communities, not shareholders, so we keep our members’ interests first and foremost. And our organization has more than 100 years of experience in supporting our members. This means we run our program differently, we run it to our members’ best advantage.

Together we’re stronger.

Our insurance program benefits from the power of an insurance pool. The insurance industry has generally increased premiums by 15% to 40% across Canada this year. We use the power of our insurance pool to shield our members from market shocks like this, providing our members price stability and competitive premiums.

We provide access to coverages that aren’t easily achieved.

We pride ourselves on being flexible, forward-thinking, and adaptive to the changing needs of our members. Whether it’s through our no cost Cyber & Privacy Liability coverage, the full replacement cost of emergency use vehicles*, or our Owner Controlled Construction Insurance Program (OCIP) to protect your interests in a construction project, we’ve got you covered.

Clients may view our Insurance policy wordings online. You will require a member login to access it.
Please request a member account here if you do not have one.
*10 years or newer

Our featured products:

Owner Controlled Insurance Program

Construction coverage that puts you in charge. 

Learn more

Cyber & Privacy Liability

Protect your network, balance sheet, and your reputation.

 Learn more

Learn more about the full range of coverages we provide:


Liability products to help protect your organization from what could be a devastating financial loss if someone is injured and wins a legal judgement against you:

  • General liability
  • Aircraft liability (owned and non-owned)
  • Cyber and privacy liability
  • Construction wrap-up liability
  • Environmental impairment
  • Errors and omissions
  • Facility user groups 
  • Umbrella


Property insurance protects members from financial loss resulting from damage to the physical assets of their organization:

  • Building & contents (including equipment breakdown)
  • Mobile equipment
  • Course of construction


Automobile insurance to provide protection for the owner of a motor vehicle:

  • Third party liability
  • Accident benefits
  • Loss of or damage to insured
  • Non-owned liability


Crime protection - a necessary component for any municipality as crime-related losses are not typically covered by property insurance policies:

  • Employee dishonesty
  • Money and securities

Related Documents

Insurance certificate request form
[DOC, 112 KB]
Auto claim form
[DOC, 342 KB]
Liability claim form
[DOC, 336.5 KB]
Property claim form
[DOC, 334.5 KB]
FUG Application Form
[PDF, 368.57 KB]