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Coverages Available

Coverages Available

We pride ourselves on being flexible, forward-thinking, and adaptive to the changing needs of our members. Whether it’s through our no cost Cyber & Privacy Liability coverage, the full replacement cost of emergency use vehicles*, or our owner-controlled construction insurance program (OCIP) to protect your interests in a construction project, we’ve got you covered.

Liability

Liability products to help protect your organization from what could be a devastating financial loss if someone is injured and wins a legal judgement against you:

Property

Property insurance protects members from financial loss resulting from damage to the physical assets of their organization:

Automobile

Automobile insurance to provide protection for the owner of a motor vehicle:

  • Third party liability
  • Accident benefits
  • Loss of or damage to insured
  • Non-owned liability

Crime

Crime protection - a necessary component for any municipality as crime-related losses are not typically covered by property insurance policies:

  • Employee dishonesty
  • Money and securities

Our qualified staff of insurance consultants assist members through the many challenges of insuring a municipality. Contact us today to learn more about available coverages.